What We Offer
Direct sourcing from China with 90–180 day installment financing
Cost Control
Direct factory pricing — no middleman markups.
04 / BENEFITS
Quality Control
Two-stage inspection in China — defects are caught before shipping.
03 / AUDIT
90–180 Day Installments
Installment plans for brands with annual revenue from $330K+.
02 / FINANCING
SHEIN Factory Ecosystem
Guaranteed quality, European patterns, low production cost.
01 / INFRASTRUCTURE
Payment
Installment Financing
Installment Financing
Financing with no bank risk, no hidden fees
Revolving credit limit
Unlimited term
Working capital
0% APR
Installment period
90–180 days
Raw material inspection, sewing/assembly control, and final check before loading in China.
Two-Stage
Inspection
Inspection
4
Preparing a full document package for legal sale in your country and marketplace operations.
Certificates & Declarations
5
Fully compliant customs clearance, cargo insurance in transit, and final delivery to your warehouse.
Delivery to Your Warehouse
6
We submit documents and prepare your company profile to open credit limits under China's state export insurance program and installment terms
Accreditation
Setup
Setup
1
Financing with no bank risk, no hidden fees
We source factories to match your needs — ready-made goods or custom production to spec.
Manufacturer
Selection
Selection
2
Factory payment transfer, currency
control, Chinese VAT refund, and full legal support.
control, Chinese VAT refund, and full legal support.
Secure
Transactions
Transactions
3
Every stage under
our control
our control
Real Case Studies
Results from brands that switched their China sourcing to the Flowdy model
Production cost down to ¥50
03 / CATEGORY: PUFFER JACKETS
Before: local sourcing cost 30–50% more than China, every other batch had defects or mismatched sizing, low buyout rate on the marketplace, logistics ate up to 30–40% of margin
Solution: factory-level quality protocol with checklists, labeling and packaging moved to the factory in China, direct contracting stabilized fabric and patterns batch to batch
After: production cost cut from ¥150 to ¥50, buyout rate up 15%, fulfillment costs eliminated, defect rate below 2%
Solution: factory-level quality protocol with checklists, labeling and packaging moved to the factory in China, direct contracting stabilized fabric and patterns batch to batch
After: production cost cut from ¥150 to ¥50, buyout rate up 15%, fulfillment costs eliminated, defect rate below 2%
Production cost down to ¥50
03 / CATEGORY: PUFFER JACKETS
-66%
100 styles in 25 days
01 / CATEGORY: DRESSES
Before: sourcing and testing cycle took 3+ months per collection, every sample cut into profit, high MOQs risked getting stuck with dead stock
Solution: production cost cut to ¥20–30, samples down to ¥120 (tested 180 styles at near-zero cost); minimum order dropped to 100 units instead of the standard 1,000; $530K in financial leverage (logistics + installment financing)
After: 100 styles launched from scratch and shipped, batch cycle down to 15 days (market average: 30–45), defect rate below 2%
Solution: production cost cut to ¥20–30, samples down to ¥120 (tested 180 styles at near-zero cost); minimum order dropped to 100 units instead of the standard 1,000; $530K in financial leverage (logistics + installment financing)
After: 100 styles launched from scratch and shipped, batch cycle down to 15 days (market average: 30–45), defect rate below 2%
01 / CATEGORY: DRESSES
100 styles in 25 days
100
02 / CATEGORY: JEANS
Revenue growth to $6.6M (x5)
Before: production cost at ¥50, growth relied on a $265K bank loan — interest was eating up profit
Solution: exclusive factory access (¥39/unit) + 0% installment financing instead of a bank loan
After: 5x revenue growth ($6.6M), quarterly profit of $165K, debt reduced from $300K to $65K
Solution: exclusive factory access (¥39/unit) + 0% installment financing instead of a bank loan
After: 5x revenue growth ($6.6M), quarterly profit of $165K, debt reduced from $300K to $65K
02 / CATEGORY: JEANS
Revenue growth to $6.6M (x5)
x5
Free Diagnostics from Flowdy
What You Get from the Diagnostic Session
01
Review of your
current supplier's installment terms.
current supplier's installment terms.
02
Credit limit
calculation (for annual
revenue from $230K+).
calculation (for annual
revenue from $230K+).
03
Review of available installment options
from logistics providers.
from logistics providers.
04
Identification of backup/duplicate factories matching your product range.
05
A step-by-step
plan to scale your
revenue 5x–10x.
plan to scale your
revenue 5x–10x.
What Our Clients Say
dresses
Desmond Yates
We used to buy in the open market, and the defect rate was fairly high — we literally had to sort through every batch by hand. We handed sourcing over to Flowdy, and now the whole process is under control, from factory selection to pre-shipment inspection.
Puffer Jackets
Camille Hargrove
Our main pain point was defects in large batches. With our previous supplier that was almost the norm — we dreaded every shipment. Flowdy has quality control built into every stage. Now our batches come with no surprises, and — importantly — we can scale volume confidently without worrying that defect rates will rise along with it.
knitwear
Simone Delgado
We've been working with Flowdy for a year now. We never even considered China's state export insurance as an option for us before. Flowdy showed us that the Sinosure program is genuinely accessible to our company and helped with the documents and company profile needed to open a credit limit. We got 0% APR financing for a 3-month term — and that funding became the growth point our brand had been looking for.
jeans
Marcus Landry
We started with quarterly revenue of around $65K. Thanks to installment financing and lower production costs, we were able to reshape the business — revenue has grown several times over, all without taking out loans.
electronics
Julian Ashcroft
Bank loans at our volume were too expensive, but we couldn't grow without them. Flowdy set up our accreditation under Sinosure, China's state export insurance program, and gave us a revolving credit line at 0% APR — essentially full working capital without a single loan. Since then we've scaled volume, expanded our product line, and reached new revenue levels without ever going to a bank.
sportswear
Vanessa Whitfield
What impressed me most was the difference in cost — we moved from buying through middlemen straight to the factory, and unit price dropped by almost a third. Fulfillment and labeling are now done right at the factory, which cut costs significantly.
Frequently Asked Questions
We specialize in working with brands generating $660K+ in annual revenue. The minimum threshold for approving a credit limit is $230K. But what matters most to us isn't your current revenue — it's your business potential. Our goal isn't just to supply goods, but to help you become a category leader: a systematic approach, access to exclusive factories, and 0% state-backed financing.
1. A Systematic Approach
We don't just supply goods — we go deep into the product matrix within the niches we work in.
2. Full Freedom on Logistics
You decide which logistics provider to use.
3. Direct Pricing and 0% Financing
Even if you don't use our full services, Flowdy still gives you direct factory pricing and access to 0% state-backed installment financing.
We don't just supply goods — we go deep into the product matrix within the niches we work in.
2. Full Freedom on Logistics
You decide which logistics provider to use.
3. Direct Pricing and 0% Financing
Even if you don't use our full services, Flowdy still gives you direct factory pricing and access to 0% state-backed installment financing.
No banks and no hidden fees.
The installment plan is provided by the factory itself — we have a direct partnership arrangement with them.
We're accredited under a Chinese export insurance program created to support major Chinese manufacturers.
You pay 0% for using the funds, repaying the cost of goods from revenue you've already earned on the marketplace.
The installment plan is provided by the factory itself — we have a direct partnership arrangement with them.
We're accredited under a Chinese export insurance program created to support major Chinese manufacturers.
You pay 0% for using the funds, repaying the cost of goods from revenue you've already earned on the marketplace.
We work with factories on a long-term basis.
On top of that, we're a Chinese company ourselves, so our contracts include penalties and compensation if a factory fails to meet its obligations.
Every batch goes through a 2-stage inspection in China, based on your specifications and our own checklists.
You receive goods that don't get returned for poor quality — they go straight to buyout.
On top of that, we're a Chinese company ourselves, so our contracts include penalties and compensation if a factory fails to meet its obligations.
Every batch goes through a 2-stage inspection in China, based on your specifications and our own checklists.
You receive goods that don't get returned for poor quality — they go straight to buyout.
All goods ship with a full set of documents confirming the invoice value.
Our team includes:
— An in-house customs declarant — accurate filing with no errors
— A lawyer — protecting your contracts and invoices from additional duty assessments
Our team includes:
— An in-house customs declarant — accurate filing with no errors
— A lawyer — protecting your contracts and invoices from additional duty assessments
Yes — we can strengthen the relationship, negotiate better pricing, and arrange installment terms. In rare cases, we're also willing to act as a guarantor for deferred payment.
Our Office Locations
Head Office: Room 2009, Qishenghuo Zhenqian Building, Yusong Rd / Gongye Rd, Longhua District, Shenzhen, China
Phone +86 136 3255 9028, +852 8400 2711
Phone +86 136 3255 9028, +852 8400 2711
Telegram channel
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